買樓 maai5 lau2

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It’s a big deal when it comes to buying a house in Hong Kong, just because it is so difficult to do so due to the hyper-inflated housing market in Hong Kong. 

In English, we say “to buy a house.” But in Cantonese, because most Hong Kong people live on a high-rise, we will say 買樓 maai5 lau2, which means to buy a building to buy a floor.

樓 lau2 itself can mean a building or a floor. But when you say 買樓 maai5 lau2, it sounds like you are buying the whole building or the whole floor, but in most cases, it means a unit.

Here are some useful words that are related to buying a home:

儲 cyu5 – to save

稅 seoi3 – tax 

按金 on3 gam1 – deposit

首期 sau2 kei4 – mortgage down payment (lit. first term)

保險 bou2 him2 – insurance

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